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Living costs: how much do you spend?

Discussion in 'Real Life Discussion' started by Taure, May 12, 2017.

  1. World

    World Oberstgruppenführer Moderator DLP Supporter

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    Axis of Evil (Original)
    I'll take this as an opportunity to look at my living expenses.

    Lifestyle: living in a flat (60sqm) in an okay-ish part of Hanover (not the nice or hip part, but nothing like crime or vandalism either), 10 minutes from downtown with public transportation. Driving around in my car, going out sometimes but not throwing around the money.

    Fixed costs:
    Rent and utilities: 714€
    Insurances (incl car): 380€
    Internet and cell: 40€
    Dancing: 46€
    Public transportation: 58€ ('flatrate' that I really should cancel)
    Public Television: 17€/month
    Netflix, Spotify, Amazon Prime: 15€

    Variable costs:
    Gas: 70€
    Food: 170€

    Probably missing some expenses, all in all around 1.500€ as a base level. Add anything fun.
     
  2. Faun

    Faun Second Year

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    Chandigarh, India

    I am currently staying as a paying guest with a room to myself and have to share kitchen and bathroom with three others. I walk to my classes.

    Rent: 3500 INR
    Mobile and 3G Data: 189 INR, unlimited calling, 1.4 GB internet daily for 28 days.
    Daily expenses on meals: 150 INR

    I spend around 9000 INR in a month.
    1USD= 67 INR
    That's like 135$ a month.
     
  3. CareOtters

    CareOtters Supreme Mugwump DLP Supporter

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    These are my (relatively) fixed costs every month. I rent a flat on my own, so bills are a bit higher than would otherwise be expected.

    Bristol, UK

    Rent - 650
    Council Tax - 122
    Power - 68
    Water - 35
    Internet - 42.99
    Phone - 30
    Netflix - 7.99
    Amazon Prime - 7.99
    Kindle Unlimited - 7.99
    Food (Approx) - 100
    Contact Lenses - 27.76

    I've managed to almost completely eliminate eating out or takeaway food, along with making all my own lunches, so food costs plummeted for a while, and then came back up as I became enamoured with more exciting ingredients. It sits at a fair middle ground - I usually order groceries online to be delivered, spending approximately £50.00 every fortnight.

    Entertainment costs can vary between £50 and £500 a month, so that's the big variable I need to cut down on. Some of that is travelling, festivals, going out with friends, and those are the big ticket items which bump it up into triple figures. Occasionally I buy games. I incessantly purchase books. Pressing a button on a Kindle does not feel like spending real money, so I often end up lost down the rabbit hole ten books into a series without realising even a fraction of what I've actually spent.
     
  4. Agent One

    Agent One Seventh Year DLP Supporter

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    My Condolences.
    Is this for a full on Flat or a house share? It seems to high for a house share but too low for a flat.
     
  5. CareOtters

    CareOtters Supreme Mugwump DLP Supporter

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    It's a one-bedroom flat. Not a studio, though. I have actual rooms. Something like 50m^2. I think it's below typical rates in the area - I made an offhand comment to the agent at a viewing, she misinterpreted it as an offer to the landlord, and he seems happy to keep it at this level because I pay rent on time every month.

    Could shave off around £500 from rent/bills together if I moved to a houseshare. Having my own space is a luxury I'm reluctant to give up, though.
     
  6. carvell

    carvell Professor DLP Supporter

    Joined:
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    Location:
    cleveland, UK
    Teesside UK

    Monthly outgoings

    Rent £280 (2 bedroom house)
    Counil tax £76 (inc 25% single person discount)
    Gas £15
    Electric £40
    Water £22
    Travel £76 (monthly bus ticket)
    Internet/tv/phone £60
    TV licence £12

    Food £50 (give or take)

    These are the bare things I must pay and as for the rest of the cash I mainly use it for nights out and weekends away when I get the chance.
     
  7. Johnnyseattle

    Johnnyseattle Order Member DLP Supporter

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    Jesus, I could live in a lot of these places just on my military retirement. It's a rare time that I hate where I live, but when I consider how much I pay to live it happens.
     
  8. Alistair

    Alistair First Year

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    I'll play.

    Manchester, UK. All per month.

    Rent: £500 (all bills and internet included)
    Food: £120
    Petrol: £15
    Car Insurance + tax: £60
    Bike insurance: + tax: £60
    Phone: £8
    Shooting: £100
    Clothes: £40
    Nights out: £100 (mostly alcohol, occasionally cinema tickets, meals, live music, entry fees etc)
    Pub: £50

    TOTAL: £1053/month.

    A fair bit of my expenditure is discretionary spend. I'd be a lot better off if I didn't drink, but what's the fun in that?
     
  9. Sorrows

    Sorrows Unspeakable Prestige DLP Gold Supporter

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    Edinburgh- Scotland. So glad not to live in London. Manage to live right in the center for really not that much.

    Rent (all inc): £350
    Car insurance £50
    Phone: £15
    Pet insurance: £20
    Petrol: £30
    Food: £120
    Dog food: £50
    Other: £100

    Total: £735

    I could probably shave a bit off and sometime I spend a fair amount more but I would say thats an average month.
     
  10. Skykes

    Skykes Minister of Magic DLP Supporter

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    How the hell do you only spend 50 quid on food per month?
     
  11. carvell

    carvell Professor DLP Supporter

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    When I go shopping I always go late in the evening when prices drop after 6-7pm when fresh bread and other fresh goods prices drop to more than half price and sometimes 10p a loaf and I always buy the cheapest brands foods, the fact that I am a single person living on my own helps keep the food bills down, plus shopping around to find the cheapest prices never fails.
     
  12. CareOtters

    CareOtters Supreme Mugwump DLP Supporter

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    He lives in Teesside - one of the poorest and shittiest areas in the UK.
     
  13. Blorcyn

    Blorcyn Auror DLP Supporter DLP Silver Supporter

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    When I lived in Teesside, you could undercut Aldi in terms of low cost food shopping. Stockton town centre was glorious for assorted pasties, heron foods and low cost key cutters. It was lovely in that regard. You did kinda' forget there was countryside within a couple of miles. It drives the memory of grass and open spaces from you. So pros and cons.
     
  14. Perspicacity

    Perspicacity High Score: 3,994 Prestige DLP Supporter DLP Gold Supporter

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    Santa Fe, New Mexico, USA, for a two-income family of three:

    Mortgage: $4300/mo
    Food: $700/mo
    Petrol: $250/mo
    Bus passes: $98/mo
    Car Insurance + tax: $250/mo (16 year old kid hurts here)
    Phone+data+internet: $250/mo
    Fencing club: $400/mo
    Wine/beer/liquor: $600/mo
    Taxes (federal, state, local, property): $15000/mo
    Utilities: $200/mo
    Tuition for private school: $2000/mo (on average)
    Various odds and ends: $1000/mo

    About $25k/mo, most of that taxes given our bracket.
     
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