1. Hi there, Guest

    Only registered users can really experience what DLP has to offer. Many forums are only accessible if you have an account. Why don't you register?
    Dismiss Notice
  2. Want some serious feedback about your writing? Enter the Q3 2019 Story Competition!

    Topic(s): EITHER
    - What the Professors get up to in the summers.
    - Ritual Magic!

    Word count: 17.5k max (no minimum)
    Deadline: September 9th
    Check out the Competition Page
    Dismiss Notice
  3. The Q3 2019 Story Competition has 1 DAY LEFT! (September 9th)

    Check out the Competition Page and get writing folks!
    Dismiss Notice

Living costs: how much do you spend?

Discussion in 'Real Life Discussion' started by Taure, May 12, 2017.

  1. World

    World Oberstgruppenführer Moderator DLP Supporter

    Joined:
    Apr 19, 2006
    Messages:
    3,222
    Location:
    Axis of Evil (Original)
    I'll take this as an opportunity to look at my living expenses.

    Lifestyle: living in a flat (60sqm) in an okay-ish part of Hanover (not the nice or hip part, but nothing like crime or vandalism either), 10 minutes from downtown with public transportation. Driving around in my car, going out sometimes but not throwing around the money.

    Fixed costs:
    Rent and utilities: 714€
    Insurances (incl car): 380€
    Internet and cell: 40€
    Dancing: 46€
    Public transportation: 58€ ('flatrate' that I really should cancel)
    Public Television: 17€/month
    Netflix, Spotify, Amazon Prime: 15€

    Variable costs:
    Gas: 70€
    Food: 170€

    Probably missing some expenses, all in all around 1.500€ as a base level. Add anything fun.
     
  2. Faun

    Faun Second Year

    Joined:
    Mar 2, 2017
    Messages:
    76
    Gender:
    Male
    Location:
    India
    High Score:
    0
    Chandigarh, India

    I am currently staying as a paying guest with a room to myself and have to share kitchen and bathroom with three others. I walk to my classes.

    Rent: 3500 INR
    Mobile and 3G Data: 189 INR, unlimited calling, 1.4 GB internet daily for 28 days.
    Daily expenses on meals: 150 INR

    I spend around 9000 INR in a month.
    1USD= 67 INR
    That's like 135$ a month.
     
  3. Otters

    Otters Dark Lord DLP Supporter

    Joined:
    Jun 8, 2010
    Messages:
    1,972
    These are my (relatively) fixed costs every month. I rent a flat on my own, so bills are a bit higher than would otherwise be expected.

    Bristol, UK

    Rent - 650
    Council Tax - 122
    Power - 68
    Water - 35
    Internet - 42.99
    Phone - 30
    Netflix - 7.99
    Amazon Prime - 7.99
    Kindle Unlimited - 7.99
    Food (Approx) - 100
    Contact Lenses - 27.76

    I've managed to almost completely eliminate eating out or takeaway food, along with making all my own lunches, so food costs plummeted for a while, and then came back up as I became enamoured with more exciting ingredients. It sits at a fair middle ground - I usually order groceries online to be delivered, spending approximately £50.00 every fortnight.

    Entertainment costs can vary between £50 and £500 a month, so that's the big variable I need to cut down on. Some of that is travelling, festivals, going out with friends, and those are the big ticket items which bump it up into triple figures. Occasionally I buy games. I incessantly purchase books. Pressing a button on a Kindle does not feel like spending real money, so I often end up lost down the rabbit hole ten books into a series without realising even a fraction of what I've actually spent.
     
  4. Agent Zero

    Agent Zero Groundskeeper DLP Supporter

    Joined:
    Jun 2, 2016
    Messages:
    330
    High Score:
    0
    My Condolences.
    Is this for a full on Flat or a house share? It seems to high for a house share but too low for a flat.
     
  5. Otters

    Otters Dark Lord DLP Supporter

    Joined:
    Jun 8, 2010
    Messages:
    1,972
    It's a one-bedroom flat. Not a studio, though. I have actual rooms. Something like 50m^2. I think it's below typical rates in the area - I made an offhand comment to the agent at a viewing, she misinterpreted it as an offer to the landlord, and he seems happy to keep it at this level because I pay rent on time every month.

    Could shave off around £500 from rent/bills together if I moved to a houseshare. Having my own space is a luxury I'm reluctant to give up, though.
     
  6. carvell

    carvell Professor DLP Supporter

    Joined:
    Jan 10, 2006
    Messages:
    417
    Location:
    cleveland, UK
    Teesside UK

    Monthly outgoings

    Rent £280 (2 bedroom house)
    Counil tax £76 (inc 25% single person discount)
    Gas £15
    Electric £40
    Water £22
    Travel £76 (monthly bus ticket)
    Internet/tv/phone £60
    TV licence £12

    Food £50 (give or take)

    These are the bare things I must pay and as for the rest of the cash I mainly use it for nights out and weekends away when I get the chance.
     
  7. Johnnyseattle

    Johnnyseattle Headmaster DLP Supporter

    Joined:
    Oct 25, 2011
    Messages:
    1,098
    Gender:
    Male
    Location:
    Cascadia
    Jesus, I could live in a lot of these places just on my military retirement. It's a rare time that I hate where I live, but when I consider how much I pay to live it happens.
     
  8. Alistair

    Alistair First Year

    Joined:
    Oct 28, 2014
    Messages:
    43
    Gender:
    Male
    I'll play.

    Manchester, UK. All per month.

    Rent: £500 (all bills and internet included)
    Food: £120
    Petrol: £15
    Car Insurance + tax: £60
    Bike insurance: + tax: £60
    Phone: £8
    Shooting: £100
    Clothes: £40
    Nights out: £100 (mostly alcohol, occasionally cinema tickets, meals, live music, entry fees etc)
    Pub: £50

    TOTAL: £1053/month.

    A fair bit of my expenditure is discretionary spend. I'd be a lot better off if I didn't drink, but what's the fun in that?
     
  9. Sorrows

    Sorrows Queen of the Flamingos Moderator DLP Gold Supporter

    Joined:
    Jun 17, 2008
    Messages:
    2,771
    Gender:
    Female
    Location:
    Edinburgh
    Edinburgh- Scotland. So glad not to live in London. Manage to live right in the center for really not that much.

    Rent (all inc): £350
    Car insurance £50
    Phone: £15
    Pet insurance: £20
    Petrol: £30
    Food: £120
    Dog food: £50
    Other: £100

    Total: £735

    I could probably shave a bit off and sometime I spend a fair amount more but I would say thats an average month.
     
  10. Skykes

    Skykes Minister of Magic DLP Supporter

    Joined:
    May 14, 2006
    Messages:
    1,349
    Location:
    Ireland
    How the hell do you only spend 50 quid on food per month?
     
  11. carvell

    carvell Professor DLP Supporter

    Joined:
    Jan 10, 2006
    Messages:
    417
    Location:
    cleveland, UK
    When I go shopping I always go late in the evening when prices drop after 6-7pm when fresh bread and other fresh goods prices drop to more than half price and sometimes 10p a loaf and I always buy the cheapest brands foods, the fact that I am a single person living on my own helps keep the food bills down, plus shopping around to find the cheapest prices never fails.
     
  12. Otters

    Otters Dark Lord DLP Supporter

    Joined:
    Jun 8, 2010
    Messages:
    1,972
    He lives in Teesside - one of the poorest and shittiest areas in the UK.
     
  13. Blorcyn

    Blorcyn Unspeakable DLP Supporter DLP Silver Supporter

    Joined:
    Oct 16, 2010
    Messages:
    791
    Location:
    UK
    When I lived in Teesside, you could undercut Aldi in terms of low cost food shopping. Stockton town centre was glorious for assorted pasties, heron foods and low cost key cutters. It was lovely in that regard. You did kinda' forget there was countryside within a couple of miles. It drives the memory of grass and open spaces from you. So pros and cons.
     
  14. Perspicacity

    Perspicacity Destroyer of Worlds ~ Prestige ~ DLP Supporter DLP Gold Supporter

    Joined:
    Nov 27, 2007
    Messages:
    985
    Location:
    Where idiots are not legally permitted to vote
    High Score:
    3,994
    Santa Fe, New Mexico, USA, for a two-income family of three:

    Mortgage: $4300/mo
    Food: $700/mo
    Petrol: $250/mo
    Bus passes: $98/mo
    Car Insurance + tax: $250/mo (16 year old kid hurts here)
    Phone+data+internet: $250/mo
    Fencing club: $400/mo
    Wine/beer/liquor: $600/mo
    Taxes (federal, state, local, property): $15000/mo
    Utilities: $200/mo
    Tuition for private school: $2000/mo (on average)
    Various odds and ends: $1000/mo

    About $25k/mo, most of that taxes given our bracket.
     
  15. Otters

    Otters Dark Lord DLP Supporter

    Joined:
    Jun 8, 2010
    Messages:
    1,972
    Recently got a new job and moved home, so expenses have all changed up. I was sticking the figures in a spreadsheet for comparison and remembered this thread existed.

    upload_2018-12-22_18-13-12.png

    Variable leisure costs (eating out, drinking, books/games/other media) are not included because they fluctuate so much, but likely end up around £200 a month. Previous income after all deductibles - income tax, student loan, pension, etc was £1400-1600 a month. New job fluctuates a bit more at £1500-2000. I'm flat broke after moving house and spending a bit of money getting the new place together, but hopefully that won't last too long.
     
  16. Blorcyn

    Blorcyn Unspeakable DLP Supporter DLP Silver Supporter

    Joined:
    Oct 16, 2010
    Messages:
    791
    Location:
    UK
    I really need to get a handle on my finances. I don't really know how much I spend on takeaway or food or the workplace pret, except that it's too much.

    Oxford, UK:

    Rent: £750
    Car insurance £50
    Phone: £18
    Insurance: £20
    Utilities: £50
    Professional costs: £40 minimum (but can exceed this by more than 20 times every few months)
    Council tax: £62.50
    Petrol: £30

    I must spend a few hundred more on miscellaneous things that I don't have at the end of the month. I really need to start a spreadsheet like you, Otters.

    Income is massively fluctuant between 1800 and 4000 depending on extra work and what HR are actually paying vs what I've recorded. So it's hard to plan.
     
    Last edited: Dec 22, 2018
  17. Silirt

    Silirt Auror DLP Supporter

    Joined:
    Sep 19, 2018
    Messages:
    686
    Gender:
    Male
    Location:
    District of Columbia
    >I may make 1800 sterling, or I may make twice that.
    Do you work on commission or something?
    Having been to London and Oxford, I can imagine how pret adds up over even a short period of time.
     
  18. Blorcyn

    Blorcyn Unspeakable DLP Supporter DLP Silver Supporter

    Joined:
    Oct 16, 2010
    Messages:
    791
    Location:
    UK
    I work in healthcare and there are a lot of gaps. It's a bit of a vicious cycle. The gaps mean I work a lot and therefore get extra money, which is good, but it means I don't have the energy to plan meals and entertainment sensibly so I spend tons on junk, which is bad.
     
  19. Mordecai

    Mordecai Drunken Scotsman ~ Prestige ~ DLP Supporter

    Joined:
    Nov 11, 2005
    Messages:
    502
    Location:
    Scotland
    High Score:
    3,485
    I'm confused, what on earth sort of professional costs do you have that spiral from 40 quid a month to 800 every few months?
     
  20. Blorcyn

    Blorcyn Unspeakable DLP Supporter DLP Silver Supporter

    Joined:
    Oct 16, 2010
    Messages:
    791
    Location:
    UK
    So at a minimum I've got my indemnity and union and registration costs spread out. Probably every couple of months I'll attend a course or a conference from around 50-150 pounds worth. More sporadically maybe every 3-6 months I'll have enough money to do a course for my further applications that costs around 500-700 pounds.
     
Loading...